I love Mumbai. Hot, dirty, far too many people but home and so efficient. We managed to pack a lot in: the Indo-German Christmas Fest that was exhausting with the 12 hours of standing each day but taught us lots about the Mumbai market, tracking down a ceramist that does interesting wall art, a meeting with our financial and tax advisors, a trip to the ‘you get everything you can possibly imagine and those bits you cannot’ Santa Cruz market and, of course, food! The old man on Pali Hill (he must be in his 70s now) still makes the best sev puri. Not so impressed by a rather more expensive Trishna.

We saw our financial advisors after the fair for a planning exercise. Vaibhav Manek is a partner in a firm called KNAV and does customer relationships like no other. If he wasn’t so good at what he does, I would …